Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Inflation and the Real Rate of Return Learn about the role of inflation when considering your portfolio’s rate of return with this helpful article. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time. Raising Healthy Children Healthy habits are one of the greatest gifts to give your child.